PRIVACY POLICY

Customer service is very important to us. As we continue to improve and expand our services, we recognize our customers' need and desire to preserve their privacy and confidentiality. Safeguarding our customers' privacy is also very important to us. We have adopted standards that help maintain and preserve the confidentiality of customers' nonpublic personal information. The following Statement affirms our continued efforts to safeguard customer information.

Information We Collect

We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms, over the telephone or in face-to-face meetings, and via the Internet. Examples of information we receive from you include your name, address, telephone number, social security number, credit history and other financial information.
  • Information about your transactions with us or others. Examples of information relating to your transactions include payment histories, account balances and account activity.
  • Information we receive from a consumer reporting agency. Examples of information from consumer reporting agencies include your credit score, credit reports and other information relating to your creditworthiness.
  • From employers and others to verify information you have given to us. Examples of information provided by employers and others include verifications of employment, income or deposits.

Information We Disclose

Your personal information will only be retained for the purpose of providing you with our response to your query and will not be made available to any third party except as necessary to be disclosed to any related entity for the purpose intended or as required to be disclosed under law.

By submitting data on our website, the visitor is providing explicit consent to transmission of data collected on the website.

We treat data as confidential within our firm and require a strict adherence of all our employees to data protection and our confidentiality policies.

All visitors, however, should be aware that our website may contain links to other sites that are not governed by this or any other privacy statement.

We reserve the right to amend (that is, add to, delete or change) the terms of this Privacy Statement from time to time.

TCR/SMS Policy Statement:

1. Introduction

Welcome to US Home Loan, Inc. SMS opt-in service! At US Home Loan, Inc., we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect your information when you opt-in to receive SMS messages from us.

2. Information We Collect

When you opt-in to receive SMS messages from us, we may collect the following types of information:

  • Your mobile phone number
  • Name (optional)
  • Location data (if provided)
  • Usage data and interactions with our SMS messages

3. How We Use Your Information

We use the information collected for the following purposes:

  • To send you SMS messages containing updates, offers, promotions, and other relevant information.
  • To personalize and improve the content of our SMS messages.
  • To analyze the effectiveness of our SMS marketing campaigns.
  • To comply with legal obligations and protect our rights.

4. Sharing Your Information

We do not sell, rent, or trade your personal information to third parties. However, we may share your information with trusted third-party service providers who help us send SMS messages and analyze campaign performance. These service providers are contractually bound to keep your information confidential.

5. Security

We take reasonable measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, please be aware that no method of transmission over the internet or electronic storage is 100% secure.

6. Your Choices

You can opt-out of receiving SMS messages from us at any time by texting "STOP". Standard message and data rates may apply. If you have any questions about opting out, please contact us at louis@ushomeloan.com

7. Changes to this Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the updated policy on our website or sending you an SMS message.

8. Contact Us

If you have any questions or concerns about our Privacy Policy, please contact us at louis@ushomeloan.com